The expert is a Professor at who teaches elective and core courses in Strategy and Administration at SPJIMR. He has worked at PNC Bank (5th largest US Bank) as Senior Management Professional and Director of Strategic Marketing Research and Competitive Intelligence. He was recruited into PNC from McKinsey and Co. (USA) where he was an associate. At McKinsey, Malay served a diverse set of clients on various strategic issues, ranging from strategic growth options (organic and inorganic) to operations effectiveness.