Kunal Bhardwaj is an experienced banker with 22 years of retail branch banking experience across both public and private sector banks in India. Having held leadership positions for the past 21 years, his key responsibilities have included driving profit, managing balance sheets, and focusing on employee behavior, leadership, and retention. Kunal has worked in diverse locations, including rural, semi-urban, and metro areas, and has gained extensive experience in Ultra HNI and agricultural markets. His expertise in managing operations and fostering growth across various segments makes him a well-rounded banking professional.
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